Retirement Income Solutions

Guaranteed Income Annuities

A guaranteed income annuity allows you to convert part of your retirement funds into a stream of guaranteed lifetime income payments using a single lump-sum of money called a “premium,” or through flexible premium payments over time. In return, you receive a check on a monthly, quarterly, semi-annual, or annual basis—guaranteed—for the rest of your life, starting when you choose it to, usually at or after retirement.

Fixed Deferred Annuities

A fixed deferred annuity helps you grow and protect funds for retirement. You can purchase one before or after you retire. The money in your annuity—which you invest as a lump sum—earns a guaranteed, fixed rate of interest. You don't pay taxes on your earnings until you withdraw them.



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